Blue Mountain Loans is a brand of Loan Spot, a wholly owned subsidiary of Kashia Services, a wholly owned economic arm and instrumentality of the Kashia Band of Pomo Indians of the Stewarts Point Rancheria, a sovereign federally recognized Indian tribe located in the United States. Loan Spot is licensed by the Kashia Lending Commission and its operations are subject to federal and Tribal consumer financial protection laws.

Blue Mountain Loans installment loans are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of Arkansas, Connecticut, Massachusetts, Maryland, New York, Pennsylvania, Vermont, Virginia, District of Columbia and West Virginia are not eligible to receive a loan from Blue Mountain Loans.

Loans that are approved and accepted by 6 p.m. Pacific Time Monday - Friday, excluding bank holidays, for funding to a debit card, may be funded as soon as the same day. Loans that are approved and accepted, after 6 p.m. Pacific Time Monday-Friday, excluding bank holidays, as well as all loans approved and accepted for funding via ACH, are typically funded the following business day. Note that errors in your application, particularly with bank routing and account numbers, may impact our ability to fund and cause delays. In some cases, a customer service representative may contact you to verify your information before we can finalize and approve your loan. The maximum loan amount for your initial loan is $1,200. Not everyone will be eligible for, or approved for the maximum loan amount. We provide complete disclosures of APR, fees and payment terms in your consumer Loan Agreement.

You acknowledge that by completing and submitting a website application that you are applying for a Loan. We verify applicant information through national databases such as, but not limited to, Clarity, Experian, TransUnion, FactorTrust, DataX, and Equifax and we may pull your credit in order to determine your eligibility and ability to repay.

PLEASE NOTE: This is a very expensive form of borrowing. Blue Mountain Loans installment loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution. Blue Mountain Loans does not charge prepayment penalties. Prompt repayment of your loan will reduce the overall cost associated with borrowing and is strongly recommended.

By providing a phone number and checking the box on the “Get Started” form, you are consenting to be contacted by SMS text message from Blue Mountain Loans. Consent to message is not required to utilize Blue Mountain Loans services. Message frequency may vary. Message & data rates may apply. Reply STOP to opt-out of further messaging. Reply HELP for more information. See our Privacy Policy and Terms of Service.